Kia Finance at Phil Gilbert Kia

Why Choose Kia Finance?

Nobody knows your Kia like us. Kia Finance offers convenient finance personalised for you, available at Phil Gilbert Kia.

Convenience

Convenience

Choose your Kia and apply for finance in one seamless visit at Phil Gilbert Kia.

Specialist Support

Specialist Support

Access dedicated customer support and manage your loan online through the Kia Finance Customer Portal.

Exclusive Kia Finance Offers

Exclusive Kia Finance Offers

Enjoy exclusive and competitive finance offers tailored specifically for Kia customers.

Personal Finance

Personal Finance

Enjoy a tailored experience with a Kia Finance consumer loan, including flexible loan options, competitive fixed interest rates and repayments for the life of your loan.

Business Finance

Business Finance

A Business Loan can be a smart way to finance your car if it's used for work more than half the time. Discover the benefits of a Business Loan with Kia Finance.

Kia Renew Guaranteed Future Value

Kia Renew Guaranteed Future Value1

With a Guaranteed Future Value (GFV) loan, you can secure the minimum future value of your Kia, giving you peace of mind. A GFV loan offers flexibility at the end of your loan term where you can choose one of three options: trade-in, keep or return your car.

Kia Finance Customer Portal

Kia Finance Customer Portal

If you are an existing Kia Finance customer with a contract starting on or after 1 June 2025, you can manage your account online using the Kia Finance Customer Portal. Update your personal details, manage payments, access important documents, and connect with our support team - all in one place.

FAQs

What do I need to apply for a Kia Finance loan?

At Kia Finance, our Business Managers will guide you through your finance options and tailor a solution to suit you.

To start your application, we’ll require the following information:

Proof of identity - current driver’s licence.

Proof of income - 2 most recent and consecutive pay slips. Alternatively, you can simply upload your bank statements through our secure portal at your local Kia Finance dealer (most Australian online bank accounts supported).

Proof of residence and rent – rental statement or tenancy agreement if you're currently renting.

If you’re applying for a Business Loan, you may also need to provide:

  • Proof of ABN and business registration
  • BAS and bank statements
  • Business financials (based on your business's operating history)
  • Certified copy of Trust deed (if applicable)

Your Business Manager will guide you on the specific information needed for your application.

Disclaimers

The finance information provided on this website by Hyundai Capital Australia Pty Ltd (ABN 42 611 226 316), Australian Credit Licence 554051 trading as Kia Finance is general in nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the product and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.

1The Kia Renew Guaranteed Future Value (GFV) is the minimum future value of your new or approved demo Kia set out in your contract. At the end of the term, you can sell your car to us, and we will pay the GFV which will be put against your final payment, provided you're not in default under your contract and subject to fair wear and tear requirements and agreed kilometres being met. Approved applicants only. Terms, conditions, fees, charges and lending criteria applies.